Car Insurance Day

Car Insurance Day, February 1^st, is a day of real celebration! For many people think about or talk about their car insurance more like a punishment than a party! I'm here to prove to you that if you take a little time out once a year to review your policy, you can happily forget about it for the rest of the year. You want that, don't you? Take a moment to jump into the fun of insurance… stop laughing, come on!

Consequences for Driving Without Insurance

Bottom line: driving without car insurance is illegal. Outside of New Hampshire and parts of Alaska, driving without proof of auto insurance can result in fines of up to $5,000. This error can also be recorded on your driving record and result in your vehicle being towed. You also don't have to drive to be fined for not having insurance. Many states electronically monitor which registered vehicles are uninsured and will contact you if your car is uninsured.

If you get into an accident at fault while uninsured, you could be in big trouble. You could be sued for bodily injury and property damage and potentially hundreds of thousands of dollars. This accident will cause you to be designated a high-risk driver, retain a driving history for many years, and affect your ability to find reasonable car insurance premiums.

In short, you can't drive without insurance, even if you're only driving for a day or two. The consequences are simply too severe. Luckily, you have a powerful solution at your disposal: It is insurance. Insure has your back, helping you quickly compare quotes from multiple insurance providers.

History of Car Insurance Day

Safely go to where you've placed your policy, or pull it up on your digital device. Check the date on it to make sure you're still covered. How to tell? Look at the due dates on the front page. Still covered? Great! Car insurance has been around for almost as long as the cars themselves. You would think if there was a day dedicated to it and you would hear more about it. Come to think of it, does that sound like the insurance industry to you? Of course, you have to stumble across the information, find a little-known reference to it! Does the insurance industry ever call you to update you on anything?

Car Insurance Day has been held for you to pull out your documents and review them. Make sure they are up to date and complete with all the coverage you need. You can take some time today to shop around and get a new quote. Your circumstances may have changed over the years so what you are paying now may not be the best price you can get.

How to celebrate Car Insurance Day

I know this is not your usual way of celebrating, but you can make it more fun than you think. You're laughing again! Stop! I'm serious that you can use it effectively and still have fun. Have your documents in hand? Go to your favorite coffee shop and enjoy that special drink you wouldn't normally let yourself. After all, it was a vacation!

While you're there sipping drinks and maybe even nibbling on a snack, use this time to surf the internet and get a few quotes. You may be surprised with what you find! This is something that not many people can think about today. Do you or do you know an insurance agent? It would be nice to send a thank you note. Has your agent saved you money or helped you get through a claim? Why not organize a special thing to celebrate Car Insurance Day! I will give you a hint. You don't have to think about expensive flowers or all that. Insurance agents are people too! A box of chocolates or a delivered lunch will brighten up an ungrateful chore a little!

There are many good things you can learn by being open-minded about establishing a relationship with your car insurance agent. Use this holiday as an excuse to take the first step and wish your dealer a Happy Car Insurance Day!